Rachel
Prevost ~ Your Trusted Mortgage Advisor
Available for evening and weekend appointments!
Phone:
(512)924-3663 Email: rprevost@lgmortgagebanc.com
Click here for Client Testimonials
Click here for Client Testimonials
Rates
Current FHA 30 year fixed
interest
rate: 4.875%/APR 5.095%
Current Conventional 30 year fixed interest rate: 5.00%/APR 5.149%
APR Based on a loan amount of $150,000. Rates are subject to change daily. This information is provided as an estimate to assist you in your financial decision.
All rates assume a minimum credit score of 740 and a down payment of 20% of the purchase price with the exception of the FHA rates which requires a 3.5% down payment. For individual rate quotes on different credit scores, down payments, ARM's or any other loan program either call me at (512)924-3663 or email rprevost@lgmortgagebanc.com.
Current Conventional 30 year fixed interest rate: 5.00%/APR 5.149%
APR Based on a loan amount of $150,000. Rates are subject to change daily. This information is provided as an estimate to assist you in your financial decision.
All rates assume a minimum credit score of 740 and a down payment of 20% of the purchase price with the exception of the FHA rates which requires a 3.5% down payment. For individual rate quotes on different credit scores, down payments, ARM's or any other loan program either call me at (512)924-3663 or email rprevost@lgmortgagebanc.com.
Location
L&G Mortgagebanc
BK51263
Austin, Texas
Profile
Service Type: Real Estate
Contact Information
(512)924-3663 
New Government
Stimulus Plan provides up to $8000 if you buy a house this year – and
you don't have to pay it back. Give us a call. We'll show you
how you can take advantage of this stimulating opportunity.
Click here for a free Home Buyer's Handbook
Planning Your Mortgage and Seeking Pre-approval
The Benefits of a Professional Consultant
Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time.
There are not many lenders out there who provide this type of personalized service. My job is just beginning when your first loan closes. I will continuously monitor rates on your behalf, and stay in touch with you to make sure we remain on target with your financial goals.
Seek Pre-Approval
What's the difference between pre-qualification and pre-approval?
Pre-qualification is the starting point in your search for mortgage financing. A quick snapshot is taken which includes income, existing debt, savings, length of employment, etc. All of these factors will then be analyzed to determine your loan eligibility.
Pre-approval is written documentation that shows you have the support of a lender who is willing to finance you. It means an underwriter has reviewed your loan application. Based on your income, debt ratio and savings, the underwriter provides the dollar amount you are eligible to borrow. Now you can shop around for houses that fit into that loan amount category.
Here is the nice thing about the pre-approval: It gives you the leverage to shop as a cash buyer! With a pre-approval in hand, you now have the power to negotiate. The seller will take your offer much more seriously knowing you are already approved by a lender. Pre-approval can also shorten the time it takes to close, making even a lower bid attractive to sellers who are seeking to move quickly.
Give me a call to begin your pre-approval process. I have a network of Real Estate professionals ready to provide you with excellent service! Call me directly for a free consultation.
Click here for a short and easy to complete Loan Application!
Please don't hesitate to call for a free refinance analysis. (512)924-3663
Click here for a free Home Buyer's Handbook
Planning Your Mortgage and Seeking Pre-approval
The Benefits of a Professional Consultant
Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time.
There are not many lenders out there who provide this type of personalized service. My job is just beginning when your first loan closes. I will continuously monitor rates on your behalf, and stay in touch with you to make sure we remain on target with your financial goals.
Seek Pre-Approval
What's the difference between pre-qualification and pre-approval?
Pre-qualification is the starting point in your search for mortgage financing. A quick snapshot is taken which includes income, existing debt, savings, length of employment, etc. All of these factors will then be analyzed to determine your loan eligibility.
Pre-approval is written documentation that shows you have the support of a lender who is willing to finance you. It means an underwriter has reviewed your loan application. Based on your income, debt ratio and savings, the underwriter provides the dollar amount you are eligible to borrow. Now you can shop around for houses that fit into that loan amount category.
Here is the nice thing about the pre-approval: It gives you the leverage to shop as a cash buyer! With a pre-approval in hand, you now have the power to negotiate. The seller will take your offer much more seriously knowing you are already approved by a lender. Pre-approval can also shorten the time it takes to close, making even a lower bid attractive to sellers who are seeking to move quickly.
Give me a call to begin your pre-approval process. I have a network of Real Estate professionals ready to provide you with excellent service! Call me directly for a free consultation.
Click here for a short and easy to complete Loan Application!
Please don't hesitate to call for a free refinance analysis. (512)924-3663